Financial Lines and Casualty
At R&G Espinosa, we recognize that Casualty and Financial Lines losses are specialized lines of business. In order to respond to this, we have created a bespoke Division where our adjusters have a high degree of technical expertise and are speciﬁcally trained to handle these types of complex losses.
This Division is comprised of an interdisciplinary team of professionals
with extensive experience in handling these types of claims. The team is led by a Casualty and Financial Lines specialist Director who personally attends to the most complex cases, as well as setting out the guidelines and procedures for the whole team. The Director also supervises the insurance technical aspect of the claims, thereby bringing together the Company’s high-quality service with innovative and technical solutions, that contribute to the smooth handling of the losses through to their satisfactory conclusion.
Within the scope of Financial Lines, R & G Espinosa
has the capacity to handle losses relating to Bankers Blanket Bond and Commercial Crime policies, including Computer / Cyber Crime as well as Financial Institutions Professional Indemnity policies. Our team provides comprehensive analyses of the claims, from the proposal form, all the way through to delivering our ﬁnal assessment of the claim.
In terms of Casualty claims, our very comprehensive adjusting services include the analysis of varying types of policies ranging from General Liability in respect of third party property damage or bodily injury, to professional liability within various businesses such as architecture, engineering and medical services. We also specialize in Directors and O cers and/or Public O cers claims, as well as Products liability across numerous jurisdictions. Additionally, R & G Espinosa has created an independent specialized unit to manage the administration, control and adjustment services for losses relating to the Hospitality Industry, including Hotels and their associated activities.